The employer's report of injury form must be completed with care. The
employer should not report that he knows of the accident if he does not.
He is permitted to indicate that he is reporting that which is being
alleged and not that which he knows of first hand. For example, where
the question on the form asks that he indicate what the employee was
doing when injured he can preface his statement with such phrases as "It
is alleged that... " of "The employee claims... "
In the event
the employer does not maintain a medical clinic and does not have a
nurse on duty, the accident report kit should contain a list of the
names of doctors who can be summoned; of to whom the employee can be
sent, to promptly provide for such first aid attendance or treatment as
may be required. A list of hospitals should also be kept.
In
those jurisdictions where the employer is permitted to provide for an
injure employee continuing medical or surgical treatment for the period
required in order to effect recovery, the employer should have a list of
names of competent physicians, in different specialties, located in
areas in which his employees reside, to whom he can refer his injured
employees. The employer should be able to request of the claims
department of his carrier, assistance in developing such a medical
panel.
In New York, employers are required to post and maintain
in a conspicuous place, a printed notice prescribed by the chairman of
Compensation Board stating that he has compiled with the law and that he
has secured proper coverage to provide the payment of compensation to
his employees and their dependents. This notice of compliance contains
the name, address and policy number of the insurance company.
The
printed form also instructs employees that, should they be injured or
suffers an occupational disease out of and in the course of their job,
that they promptly report it to their employer, his superintendent or
foremen; that they are permitted to select a physician or podiatrist of
their own choice who is authorized to treat Compensation cases. It also
provides that should they wish to choose their own doctor, they are to
so inform their employer in writing. The employer must then provide the
medical care. Employees are permitted to exercise their right of free
choice at a later date if they wish to do so.
Article Source: http://EzineArticles.com/8050318
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